Abundant Power signs First Associates to manage loans for St. Louis

SAN DIEGO, Sept. 19, 2012 /PRNewswire/ --?Abundant Power has contracted First Associates Loan Servicing, one of the country's fastest growing consumer loan and lease servicers, to manage a residential energy efficiency financing program for St. Louis County.

Early returns indicate that the partnership has outperformed forecasted delinquency and default threshold rates mandated by the local governmental body.

"We operate on the basis that new ideas and solutions are needed to bring private capital into the clean energy economy," said Dank Pinckney, Managing Director of Abundant Power. "Before agreeing to participate, St. Louis County wanted assurances that the loan portfolio would not only perform well and be serviced effectively. We needed a true partner that could do this, and found it in First Associates."

Abundant Power provides innovative, best in class, financial products and services to finance and implement energy efficiency and renewable projects and improvements across the nation. The company's four operating divisions serve critical needs of the clean energy ecosystem including growth equity, efficiency finance, solar finance and energy productive schools.

One of the company's existing programs is a residential energy efficiency financing initiative for St. Louis County. Abundant Power created the program with the County to provide homeowners with low interest loans to implement projects that substantially improve home efficiency and reduce monthly utility expense. Program funds are provided from a one-time issuance of Qualified Energy Conservation Bonds sponsored by the County the flow through to fund fixed interest loans of 3.5 percent to County residents. Most Program loans are originated through local marketing efforts and through local contractors and vendors. The Program also has a dedicated website at stlouiscountysaves.com where residents apply and are approved for Program loans.

"We believe, first and foremost, that we're in the people business.? We're working with Abundant Power to help individuals reduce their carbon footprint and build a solid financial future for themselves and their families," said David Johnson, CEO of First Associates Loan Servicing. "Abundant Power has put together a new and innovative program that exemplifies how effectively government and private enterprise can work together.? We're excited to be a part of it."

About First Associates Loan Servicing
First Associates is one of the nation's premier consumer loan servicing firms and comprised of a team of professionals with a world-class experience, first-rate knowledge and exceptional technology. First Associates provides best-in-class servicing for titled assets and unsecured loan portfolios with a staff that is committed to providing the highest level of service to borrowers while maximizing lender and investor returns. More information is available at www.1stassociates.com.

Contact: David Oates
Stalwart Communications
(858) 750-5560
david@stalwartcom.com

SOURCE First Associates Loan Servicing

Source: http://www.energydigital.com/press_releases/abundant-power-signs-first-associates-to-manage-loans-for-st-louis-countys-energy-efficiency-program

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iPhone 5 Shipping Estimates Slip To 3-4 Weeks

Hope you already ordered your iPhone 5. Apple just updated the shipping estimate, pushing the window for all variations from 2-3 weeks to 3-4 weeks. And with good reason, too. It's a great phone. It's the best iPhone yet per our MG Siegler and Engadget's Tim Stevens. It's much more than just a taller iPhone 4S. It's faster, lighter and generally better than the iPhone 4S in every aspect. The phone is going to be a hot commodity for the near future, but there is still a chance you can get the phone on launch day.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/jRwM2nfEpO0/

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Taxes, fees squeezing out businesses' strength | SaigonMoney.com ...

A lot of kinds of taxes make businesses suffocate, while tens of different types of fees make them exhausted.

It is estimated that there are over 10 types of fees that import-export companies have to bear. Pham Xuan Hong, General Director of the Saigon 3 Garment Company, said he cannot remember all the types of fees, adding that the company?s total spending on fees of different types has increased by 20 percent in comparison with 2011. Especially, some kinds of fees have increased by 50 percent.

Billions of dong spent on fees

Foreign shipping firms, which are dominating the domestic shipping market, have eased the freights, but have imposed a lot of new fees and additional charges.

Head of the Import-Export Division of a garment company said his company has to pay more than 10 types of regular fees when exporting a 20 feet container. Besides, it can also be imposed with some unexpected kinds of fees, including the fire prevent charge, monetary surcharge, or strike fee which is imposed when carrying goods to the territory where strikes occur regularly.

In case enterprises are late in paying fee to shipping firms, they would have to pay the storage fee additionally. In total, the company would have to pay some 300 dollars in fees to export or import a 20 feet container.

As such, the company has to pay 288,000 dollars a year, or 24,000 dollars a month in fees alone, if noting that it imports and exports 80 containers a month.

In many cases, businesses feel as if they have their pockets picked as they have to pay a lot of unreasonable fees. Seafood exporters, for example, complain that the management agencies take samples for testing as a condition for granting export certificate.

Meanwhile, according to the Vietnam Association of Seafood Exporters and Producers (VASEP), if every consignment is examined, enterprises would have to pay 5-15 million dong for testing fee for every container of seafood exports.

VASEP?s Secretary General Truong Dinh Hoe has affirmed that the 100 percent examination is not necessary. Hoe said instead of inspecting every consignment, the watchdog agency should monitor the production process to help businesses minimize spending.

Meanwhile, enterprises have been requested to have sample tested in more and more categories, with the fees between tens of thousands of dong and 600,000-700,000 dong.

Besides the official fees made public by state management agencies, enterprises also have to pay many other nameless kinds of fees, especially for advertisements.

For example, in order to obtain the license to install a billboard, ad firms have to get the nods from some 10 state management agencies. And in order to ?go through? the 10 ?doors?, they have to give ?envelops? with money inside to the ?door security guards.?

Director of an ad firm in HCM City said that in order to install a billboard (2?2.5 meters) on Le Loi Road in district 1, enterprises would have to spend 25,000 dollars a year, 50 percent of which is ?unofficial expenses.?

When enterprises have to pay high input costs, they would set up high sale prices to ensure their profits. As a result, consumers have to pay high for products, and the demand turns weak because of the expenses goods.

Vo Tri Thanh, Deputy Head of the Central Institute for Economic Management CIEM, said the government is considering all kinds of taxes and fees, and that it is very likely that the corporate income tax would be lowered first.

Thanh said it would be better to ease the tax by five percent to 20 percent, and ease the VAT from 10 percent to 7-8 percent.

VietNamNet

Source: http://www.saigonmoney.com/2012/09/19/taxes-fees-squeezing-out-businesses%E2%80%99-strength/

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The Judge Group - Job Details - TECHNICAL WRITER I (IT)

Description: The Judge Group, a professional services firm specializing in Technology Consulting, Staffing and Training, is currently seeking a Technical Writer for a 6 month consulting assignment with one of its prestigious telecommunications clients in Northern New Jersey. DESCRIPTION: In this role your main responsibility will be to create, edit, standardize, organize, and maintain tech documents. QUALIFICATIONS / SKILLS: -Bachelor's degree in a related area and 2-4 years of experience in the field or in a related area; Familiar with standard concepts, practices, and procedures within a particular field. -Experience and a high level of competence in VISIO is required. -Experience with Adobe FrameMaker, Dreamweaver, Adobe Illustrator, and PhotoShop is a plus. For consideration please forward your resume to Lvd@judge.com

Source: http://www.judge.com/jobseekers_jobsearchdetails.aspx?ID=370132

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Twitter for iPad gets new, completely, sliding-panel free redesign

Twitter has finally -- finally! -- updated the iPad interface to the new look and feel both Twitter.com and the iPhone interface have had for a while now. While it's good to see Twitter hasn't abandoned the iPad the way they seemingly have the Mac app, the update is also more of a mixed bag of hurt.

For mainstream users, the ones we've discussed many times before, who have very few followers, follow hundreds of celebrities, don't direct message, but use tons of TV #hashtags, it's likely an good, more consistent and accessible interface. But it's not a great one. To use Apple's term, this is the smartphone app stretched out to tablet size. It doesn't make use of the additional size of the iPad's screen. It just stretches and spaces to fill it. The information density compared to the previous version is way down, and even if arguably that was too much for regular users, this is too little.

For those of us geeks who grew up with Twitter, and with Tweetie before Twitter bought it, and with the bold, innovative interface Loren Brichter created for the iPad app... it frankly sucks. While not everyone liked the sliding panels of Brichter's iPad interface, the skill it took to design, implement, animate, and get the look and feel to that level was inarguably impressive. It was one of the first apps to truly think differently about interactions on the bigger iPad screen. And now it's gone.

Give it a year and few will remember the old Twitter iPad interface. Millions more will have bought iPads, big and maybe small, and started using the new, awkwardly designed, if more consistent new iPad app.

Twitter deserves credit for recognizing their changing user base and transforming with it. The good of the many outweighs the good of the geeks, including this one.

Hopefully it's just a beginning and Twitter will spend some time iterating on this and update again with something that better matches the potential of the iPad with the realities of their new user space. I won't count on it, but I won't count them out. The decisions being made at the top might be vexing for what amounts to legacy Twitter users and developers, but they've got some amazingly talented people there working on this stuff.

The new Twitter for iPad is live now in the App Store.

Free - Download now

And if you try it and it doesn't suit your fancy, may I suggest:

$2.99 - Tweetbot - Download now

Free - Twitterrific - Download now

Twitter

Twitter For Ipad

App Store Apps

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Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/nbHMxT2llMw/story01.htm

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Lady Gaga Rocks Burqa, Furs, "C--t" Bedazzled Handbag

Lady Gaga definitely checked all the potentially offensive boxes with this getup:

1. One sufficiently blinged-out burqa.
2. 3-4 dead raccoons (or so it appears).
3. Clutch bedazzled with an the word c--t.

Good times.

While leaving the Philip Treacy fashion show in London, the singer donned a getup so ridiculous, it's almost as if it were specifically designed to beg for controversy.

Actually, that's probably a fairly realistic assessment.

Lady Gaga slammed PETA in August after being called out by the animal rights group. It looks like she's sticking to her guns (furs) with this patently absurd ensemble.

She and Girls' Lena Dunham should get together.

[Photos: Pacific Coast News]

Source: http://www.thehollywoodgossip.com/2012/09/lady-gaga-burqa-furs-c-t-bedazzled-handbag/

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Food, Feelings, and Finding Freedom with Aleka Thorvalson 09/17 ...

You've landed that great guest, BUT now you have to prepare them for the interview. Join us as we walk you through 6 tips on prepping your guests and ensuring they are comfortable and ready to give the interview of a lifetime!

Learn what helps world-champion sprinter Allyson Felix focus on the finish line in a rebroadcast of a 2011 interview with Dr. Val. Tune into Healthy Vision? with Dr. Val Jones: Vision and Performance in Sports to hear Allyson speak about the relationship between good vision and sports performance at any athletic level.

Special guest on the show will be Cary Tagawa of such films as Mortal Kombat, Planet of the Apes, Memoirs of a Geisha, Art of War and currently the hit TV show Revenge.

World Footprints presents actress Kate Linder, best known for her role as Ester Valentine on CBS Soap "The Young and the Restless." Kate stops by to talk about her other daytime job as a United Airlines flight attendant and her work with the ALS Foundation.

eFitFamily with Jolene Puffer welcomes Mary Ellen Ciganovich, a speaker, educator, and writer of ?Healing Words ? Life Lessons to Inspire? which was an entrant for the 2012 Pulitzer Prize in Original Verse.

Tonight PD RADIO interviews four women authors of a collaborative book titled, The Sisters' Fight: A Poetic Anthology of Awareness. This inspiring book on cancer and bullying was just published and it's already #31 on Amazon's Best Seller List!

Please listen in as we chat with Catherine Hickland. We discuss her career as a singer, soap star from "One Life To Live" and hypnotist.

When Amy Ohm was diagnosed with cancer, she never expected it would be so difficult to find trutstworthy information, treatment options, or a community of support. Beating her cancer, Amy created THE TREATMENT DIARIES for those with any illness wanting help.

We will speak with Charles Fettinger of DOO DOO ECONOMICS about the latest move by The Federal Reserve.....QE3 or Quantative Easing 3.....will it get people back to work or create inflation?

Debra and Linda, hosts of Positively Autistic: Celebrate Autism Radio, are attending the Association of Regional Center's (ARCA) Annual New Day Conference. Find out what they learn there.

Derek Garcia grew up doing monster make up creations on his fraternal twin brother, Eric Garcia, who is also a contestant on the current season of SyFy?s hit show ?Face Off?. Join us as Derek talks about his experiences on the show.

On FMMK Talk Radio, award-winning journalist and author, Martha Fitzgerald, shares her private collection of nearly 800 letters between her parents, which were the inspiration for her latest novel, The Courtship of Two Doctors: a 1930s, Love Story of Letters, Hope & Healing.

Tiffany and Tracy welcome Danny Polluck, paralyzed sprint car driver, to discuss life on wheels, in his race car. Danny Polluck has not always been paralyzed but has always raced. We look forward to bringing you his amazing story.

Should you manage your marriage like a business? Has the media perpetuated an image of marriage & relationships that's impossible to attain? Join us tonight with Dr. Dwayne E. Shigg, author of the book "What You Need To Know Before and After the Wedding"

Movie Addict HQ salutes Oscar-winning actor Morgan Freeman with this special tribute show. A panel of noted film critics will discuss his best films and performances, the reasons why he's such a popular actor, and his upcoming movies.

Source: http://www.blogtalkradio.com/mind-body-spirit-u/2012/09/17/food-feelings-and-finding-freedom-with-aleka-thorvalson

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